GetBananaSplitsRun your creator business like a company.
Every revenue stream in one ledger. Your team paid automatically by Smart Splits. Proven growth blueprints and vetted talent on tap. The back office the top 1% of creators never had.
Millions in revenue. Run on spreadsheets.
Power creators are mini-agencies with editors, managers and writers on payroll — but payouts happen in DMs, splits live in screenshots, and legacy fintech often won't serve them at all.
Of all creator revenue
is earned by the top 1% — creators making $20k to $500k a month.
Lost every month
to manual invoicing, payout math and negotiating splits over chat.
Creator economy by 2027
Influence is institutionalising. The financial rails haven't caught up.
Industry estimates · sources in the investment memo
Payouts by rule. Not by argument.
Set who gets what once. Percentages, flat fees, caps and tiers execute on every dollar that lands — so nobody has to ask "where's my cut?" again.
Every platform. One number.
Connect YouTube, TikTok, Twitch, Patreon, OnlyFans and more. Revenue is read at the source and reconciled into one live ledger — the figure your splits, taxes and decisions run on.
- Aggregated revenue, live, across every account
- Read-only connections — no handing over passwords
- Every payout itemised for you and your team
Deploy a team in minutes.
Pick a proven playbook — a brand-partnership strategy, a TikTok growth team — and it arrives with recommended roles and splits. Then hire vetted editors, ghostwriters, designers and coaches straight into it.
- Blueprints by niche: fitness, lifestyle, cooking, comedy, music
- Vetted talent marketplace with ratings
- New hires drop straight into your Smart Splits
Your whole operation. One screen.
The same engine on desktop for the business side: revenue by platform, active splits, your team roster and the blueprint library.
For the people behind the creator.
Editors, managers and specialists get their own portal: contract splits, earnings history, a job board of creator roles and verified skill profiles. Paid on time, automatically, every time.
- Every contract split visible, every payout traceable
- Job board matched to verified skills
- Certifications that move partners up the bench
From payouts to sovereignty.
Banana Vault
Security is the product. Read-only gateways to your revenue sources, bank-grade encryption, and splits that run without anyone holding your logins.
Treasury sweeps
Cash above your target balance moves automatically into high-yield, insured accounts. Money stops sitting idle.
Create-to-Earn
Opt in to contribute anonymised workflow data to AI training sets — and earn data dividends from the process, not just the post.
The Banana Awards
A verified proof of impact for the creator economy — the Michelin star that makes a creator brand legible to lenders, partners and buyers.
We win when you grow.
No seats, no setup fee. A simple platform fee on revenue that flows through your splits — and it gets lower as you scale.
- Unified revenue dashboard
- Smart Splits for your team
- Standard payout schedule
- Everything in Green
- Advanced analytics + priority payouts
- Dedicated account manager
- Everything in Ripe
- Same-day payouts
- Strategic tax planning + custom integrations
Fifty creators first. Then the category.
A toll-booth model on gross managed volume, plus marketplace commissions, data licensing and treasury yield. The figures below are targets, not results.
MVP built
iOS app, creator portal and partner portal working end to end. US entity formed.
50 creators
Concierge onboarding at ~$50k/month — ~$30M annual managed volume.
300 creators
Expansion across TikTok and YouTube — ~$180M managed volume.
1,000 creators
~$1.2B managed volume. The default back office for sovereign creators.
Build the rails for the creator economy.
For investors, creators running real teams, and operators who move money for people who make things.