01 · SMART SPLITS™
Payouts by rule, not by argument
Percentages, flat fees, caps and cascading tiers — set once, executed on every dollar that arrives. A ledger of trust for the whole team.
GetBananaSplits · The Sovereign Creator OS
The back office the creator economy forgot to build.
The top one percent of creators run real companies — editors, writers, managers, global payouts — on spreadsheets and chat threads. GetBananaSplits is the operating system underneath them: every dollar seen at the source, every partner paid by rule, every surplus put to work.
The problem
Million-dollar businesses, run on vibes and screenshots.
Creators earning $20k–$500k a month are, in practice, small media companies with two to five people on payroll. Yet the rails they run on are primitive: splits negotiated in DMs, payouts calculated by hand, a hundred-plus hours a month lost to invoicing — and a financial system that often won't serve them at all. Where money is unclear, trust erodes. Where trust erodes, teams break.
The system
Zapier meets Deel, built for the people who make culture.
02 · GROUND TRUTH
Revenue seen at the source
An extraction layer that reads what the platform dashboards actually show — fees, balances, transactions — where official APIs fall short.
03 · BANANABLUEPRINTS™
Teams you can deploy in minutes
Proven team structures with recommended splits, paired with a marketplace of vetted editors, writers and operators.
04 · THE VAULT
A treasury that never sleeps
Automated sweeps move surplus above a target balance into high-yield, insured vehicles. Creator wealth stops sitting idle.
How a dollar moves
Revenue in. Everyone paid. Surplus to work.
One inflow, resolved instantly into every obligation the creator has agreed to — and nothing left unexplained.
Revenue detected$100,000
Editor · 10%$10,000
Manager · 15%$15,000
Ghostwriter · flat$5,000
Platform fee$3,750
Creator$66,250
Above target balance →Vault
Beyond the ledger
Creative labour, recognised as an asset class.
CREATE-TO-EARN
Data dividends
With consent, anonymised creative workflow — drafts, edits, iterations — becomes the high-fidelity human data AI labs pay for. Creators earn non-dilutive income from the process, not just the post.
THE BANANA AWARDS
A standard for cultural capital
A verified proof of impact — the creator economy's Michelin star — designed to make a creator's brand legible to lenders, partners and, one day, acquirers.
The model
A toll booth that grows with the creator.
Green Banana
Up to $50k / month
4.20%
Analytics, automated splits, standard payout schedule.
Ripe Banana
$50k – $200k / month
3.75%
Advanced analytics and a dedicated account manager.
Golden Banana
$200k+ / month
3.25%
Same-day payouts and strategic tax planning.
Plus marketplace commissions, data licensing and treasury yield.
Where it's going
Fifty creators first. Then the category.
Pilot
50 creators
Concierge onboarding at ~$50k/month each — ~$30M annual managed volume.
Scale
300 creators
Expansion across TikTok and YouTube — ~$180M managed volume.
Category
1,000 creators
~$1.2B managed volume, the default back office for sovereign creators.
Targets, not results. Detail in the memo.
iOS MVP built
Smart Splits · Ledger · Marketplace
Bank connect wired
US LLC formed
Pre-seed open · $1M
For investors, creators and operators